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Teenagers are four times as likely to get into a car insurance accident as other drivers, even though they only make up a small percentage of drivers on the road. The reasons for this can be linked to distractions, likelihood for reckless driving, drunk driving, and so on. Because teens are at higher risk, it’s a lot harder for them to get a cheap Florida car insurance premium, but it is still possible.
The most important discount on the market that allows students to get the best cheap Florida auto insurance quote is the good student discount. Only a very few amount of car insurance companies don’t offer this discount, and those that do typically require that the young person be enrolled in high school or college full time and have a grade point average of 3.0 or above. Some companies add additional requirements to this cheap Florida auto insurance discount by only giving it to teens who have been driving for at least two years.
Another way to get a cheap Florida auto insurance quote as a teen is to earn it. There are a couple of ways to do this that will lower your risk and make you potentially a better driver in the eyes of your car insurance company. You can either take a driver’s education course, or a defensive driving course. In some cases, you can take both. In order to find out how much your cheap Florida auto insurance discount will be and where you can take these courses, you need to ask your car insurance company agent or representative.
The best way to get a cheap Florida auto insurance quote as a teenager is to avoid piling risk onto yourself as often as you can. This means driving responsibly and within the speed limits to avoid accidents and tickets, buying a car that has a cheap Florida auto insurance rate, calling a friend or a cab instead of driving drunk.